Bank of America doesn't care as it knows its customers are f*cked

Despite threats to leave the bank, it is more likely that consumers will simply switch back to credit, -- a boon for the very bank that ticked off those consumers in the first place.

Even though debit cards have been rapidly replacing credit cards as the preferred payment method over the last few years, debit card fees are suddenly making credit attractive again, and that means a rise in credit card debt is likely to follow.

"We're doing our best to explain the impact and how they can avoid the fee," responded Bank of America spokeswoman Ann Pace. "They can continue to use the ATM and there's no fee associated with credit cards."

That's where banks stand to benefit.

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